Stop what you are doing and Freeze your credit now
Listen, if you haven't frozen your credit yet, you're leaving your financial front door wide open with a neon "fuck me" sign, and when some asshole inevitably uses your info to finance a motorcycle or open seventeen store cards, don't come crying about it. Hit up Equifax, Experian, and TransUnion right fucking now—it's free, takes less time than your average bathroom break, and might save you from months of bureaucratic hell trying to prove you didn't actually buy a timeshare in Reno, or that unexpected $10,000 bill that breaks your porn budget.